Post dating checks in florida
The law requires you to place the money in the hand of the creditor, and mailing is merely a convenience for which you take your chances.
For some reason the remainder of your question was cut off. does the check 21 law allow a post dated check be converted into an accounts receivable conversion and electronically debited from a person checking account for up to 90 days in the state of florida (as long as there is a signed agreement and checks and dates to debit out are clearly defined)?Our processing company only debits the payment out on the agreed upon post dates.I am just wanting to make sure this is legal in Florida?I don't see how this could be true, so I thought I'd run it by this board and see if my instinct is right and that she's just trying to scare me. She didn't tell me the date I had written, but I would guess that I had combined the month the rent was due (February) and the day I wrote the check (the 27th) to create a whole new date. Also, she made it clear that my checks are to be dated the date rent is due every month.Technically speaking, because I mail my check in, isn't this post dating it? State: Georgia I got a call from my landlord today complaining that my rent check was post dated, and that I needed to send a new one ASAP.I am selling a nationwide program that takes post dated checks for up to 90 days and are then converted to electronic debits and come out only on the agreed post dates.
It is written in an agreement and the customer signs.
Although there are some risks associated with accepting post dated checks, it is lawful if done in the manner you described above.
What is illegal (and I think it's a misdemeanor) is to give a check to a payee and it not be immediately negotiable (as in, funds in the bank at the time it is given).
One of the myths that somehow refuses to go away is the myth that post-dated checks are "illegal." They are not.
There is nothing illegal, inappropriate, unlawful, unethical, unprofessional, or unconscionable about a creditor asking a customer to issue a post dated check, nor is there any reason a customer cannot issue one or a series of post dated checks to clear a past due balance.
Otherwise as stated above, the person who wrote the check could have a valid defense that the check was not cashed in a timely manner.